Citi Credit Portfolio Sr Analyst - Global Industries in Buffalo, New York

  • Primary Location: United States,New York,Buffalo

  • Education: Bachelor's Degree

  • Job Function: Risk Management

  • Schedule: Full-time

  • Shift: Day Job

  • Employee Status: Regular

  • Travel Time: Yes, 10 % of the Time

  • Job ID: 18071700


About Citi

Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients.

Citi’s Mission and Value Proposition at explains what we do and Citi Leadership Standards at explain how we do it. Our mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. We strive to earn and maintain our clients’ and the public’s trust by constantly adhering to the highest ethical standards and making a positive impact on the communities we serve. Our Leadership Standards is a common set of skills and expected behaviors that illustrate how our employees should work every day to be successful and strengthens our ability to execute against our strategic priorities.

Diversity is a key business imperative and a source of strength at Citi. We serve clients from every walk of life, every background and every origin. Our goal is to have our workforce reflect this same diversity at all levels. Citi has made it a priority to foster a culture where the best people want to work, where individuals are promoted based on merit, where we value and demand respect for others and where opportunities to develop are widely available to all.


  • Risk assessment and credit analysis of existing relationships including periodic review of financial results and statements to monitor operating performance, liquidity position and financial condition, peer analysis, and preparation of financial projections and sensitivity analysis.

  • Conduct industry reviews and identify trends and risk drivers in particular sectors

  • Assist in periodic portfolio reviews testing for industry, sector and obligor concentrations and assist in meeting ad-hoc Regulatory Requirement needs

  • Proactively monitor credit exposure, undertake analysis / investigation where required to ensure exposures are properly reported and exceptions resolved

  • Act as a subject matter expert in internal policy and industry specific characteristics and risks

  • Maintain a high degree of understanding of internal credit policy and reporting requirements

  • Manage assigned projects in a timely manner, ensuring accuracy and that deliverables are met

  • Assist with the testing and implementation of appropriate technology solutions

  • Provide leadership and mentorship to junior analysts

  • Building good and effective working relationships with various teams across the bank (Bankers, Risk Managers, RMU Analysts, Credit Risk Management Services etc).


  • Ideally candidates should have some experience in credit risk analysis or corporate banking.

  • Excellent verbal and written communication skills are a must.

  • Ability to navigate the Citi network and work effectively with our partners around the organization

  • Strong analytical skills and solid understanding of Accounting and Corporate Finance concepts

  • Strong leadership skills

  • Ability to multi-task and coordinate multiple assignments and projects

  • Some financial modeling experience preferred

  • Candidates with strong business acumen will be considered for the role.

  • Bachelor's degree or professional qualification.

  • Those who do not meet these criteria may be considered for the role provided candidates have the necessary skills and experience.

Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.