Santander Bank, NA Community Development Mortgage Loan Officer - Queens in Richmond Hill, New York

Community Development Mortgage Loan Officer - Queens - 1900306

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Description

Santander Bank is seeking an experienced CRA / Mortgage Community Development Loan Officer for our expanding Mortgage

Department

The Mortgage Community Development Loan Officer is responsible for:

  • Solicits mortgage loans in support of community development initiatives designed to assist low and moderate income communities and families.

  • Provides service to Bank customers and prospective Bank customers seeking mortgage loans.

  • Ensures compliance with Retail Mortgage Lending policies and procedures.

  • Assists in coordinating marketing and training programs.

  • Maintains knowledge of trends and developments in local real estate market as well as regulations concerning residential mortgage lending.

  • Develops referral sources for mortgages through partnerships with retail branches.

  • Prepares marketing plans and cross-sells other bank products and services.

  • Works with team members in Mortgage Banking Division and other departments to provide information for prompt processing and closing of residential mortgage loan applications.

  • Manages mortgage pipeline, assists customers, inputs applications, and reviews financial and credit data.

  • Solicits mortgage loans, interviews applicants to obtain pertinent information regarding their loan needs and initiates the lending decision process.

  • Studies and evaluates new activities, policies, programs, services and markets related to business development strategy.

At Santander, we value & respect differences in our workforce & strive to increase the diversity of our teams. We actively encourage everyone to apply .

In compliance with the requirements outlined within the Compensation Requirements under the Truth-in-Lending Act (LO Comp Rule) effective January 1st 2014; Santander Bank will now perform a credit check as part of, and in addition to, the existing background check for all positions where one must perform job functions of a loan originator as defined by the LO Comp Rule. In order to be eligible for this position you must have a valid US Social Security at the time of application.

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Qualifications

[QUALIFICATION]

Minimum of 2 years of Retail Mortgage lending experience is required.

[EXPERIENCE]

At least 2 years

[SPECIALIZED KNOWLEDGE]

Ability to assess financial needs and work with minimal supervision.

Knowledge of mortgage loan regulatory requirements, residential products and functions.

PC proficiency.

Proven sales track record.

Residential mortgage origination, FHA experience preferred.

Strong verbal and written communication skills.

Job : Mortgage Products
Primary Location : New York-South Richmond Hill-118-11 101st Avenue - 02164 - Richmond Hill - Branch

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Organization : Consumer & Business Banking (1001)
Schedule : Full-time
Job Posting : Jan 11, 2019, 8:27:46 PM

AN EQUAL OPPORTUNITY EMPLOYER M/F/Vet/Disabled/SO